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Terms of Use

Last Updated: September 28, 2026

These Terms of Use (“Terms”) govern your use of gpagency.com and any related links (the “Site”), operated by GP Agency Inc. (“GP Agency,” “GPA,” “we,” “us,” or “our”).

By accessing or using the Site, you agree to these Terms. If you do not agree to these Terms, please do not use the Site.

1. Website Information

The information available through the Site is provided for general informational purposes only.

Nothing on the Site constitutes insurance, legal, tax, financial, or other professional advice, nor does information on the Site constitute an offer, binder, policy, certificate of insurance, or guarantee of insurance coverage.

Insurance products, benefit programs, services, eligibility requirements, availability, costs, coverage, limitations, exclusions, and other terms may vary and are subject to applicable contracts, policies, plan documents, carrier requirements, underwriting requirements, and applicable law.

In the event of any inconsistency between information appearing on the Site and the applicable policy, plan document, contract, certificate, or other governing document, the applicable governing document controls.

2. No Guarantee of Eligibility, Coverage, or Results

Information presented on the Site does not guarantee that any person, employer, group, producer, or other party will qualify for or receive any particular product, service, coverage, benefit, rate, savings, or outcome.

Any examples, descriptions, illustrations, or summaries provided on the Site are for informational purposes and may not reflect every applicable condition, limitation, or requirement.

3. Permitted Use

You may use the Site only for lawful purposes and in accordance with these Terms.

You may not:

  • Use the Site in violation of applicable law or regulation
  • Attempt to gain unauthorized access to the Site, Producer Portal, accounts, systems, networks, or data
  • Interfere with the operation, availability, or security of the Site
  • Introduce malicious code, viruses, or other harmful technology
  • Use automated systems to access or extract Site content in a manner that materially burdens or disrupts the Site
  • Misrepresent your identity or authority
  • Use Site content in a manner that infringes the rights of GP Agency or any third party

4. Producer Portal and Account Security

Certain portions of the Site may be available only to authorized producers or other approved users.

If you are provided with login credentials or access to a protected area, you are responsible for maintaining the confidentiality and security of your credentials and for activity occurring through your account.

You may not share credentials with unauthorized individuals or attempt to access information, systems, tools, or functionality for which you have not been authorized.

GP Agency may suspend, restrict, or terminate access to protected portions of the Site when reasonably necessary to protect security, comply with applicable requirements, enforce applicable agreements, or address suspected unauthorized activity.

Access to certain third-party systems through single sign-on or other integrations may be subject to additional terms, agreements, policies, and requirements established by GP Agency or the applicable third party.

5. Intellectual Property

The Site and its content, including text, graphics, logos, trademarks, service marks, designs, photographs, videos, software, and other materials, are owned by or licensed to GP Agency or their respective owners and are protected by applicable intellectual property laws.

Except as expressly permitted, you may not reproduce, distribute, modify, publish, display, transmit, create derivative works from, or otherwise use Site content without appropriate authorization.

6. Third-Party Websites and Services

The Site may contain links to or integrations with third-party websites, platforms, tools, or services.

GP Agency does not control unaffiliated third-party services and is not responsible for their content, availability, security, terms, or privacy practices. Your use of third-party services may be governed by separate terms and policies.

7. Website Availability and Accuracy

We strive to provide useful and accurate information but do not warrant that all Site content will be complete, current, accurate, or error-free at all times.

We may modify, suspend, remove, or discontinue Site content or functionality at any time, subject to applicable contractual obligations.

8. Disclaimer of Warranties

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, THE SITE AND ITS CONTENT ARE PROVIDED “AS IS” AND “AS AVAILABLE,” WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED.

GP AGENCY DISCLAIMS WARRANTIES INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT TO THE EXTENT PERMITTED BY LAW.

9. Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, GP AGENCY AND ITS OFFICERS, DIRECTORS, EMPLOYEES, AFFILIATES, AND AGENTS WILL NOT BE LIABLE FOR INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES ARISING FROM OR RELATED TO YOUR USE OF, OR INABILITY TO USE, THE SITE.

Nothing in these Terms excludes or limits liability that cannot lawfully be excluded or limited.

10. Privacy

Your use of the Site is also subject to our Privacy Policy.

11. Changes to These Terms

We may update these Terms periodically. Changes will become effective when posted unless otherwise stated. The “Last Updated” date above indicates when these Terms were most recently revised.

12. Governing Law

These Terms will be governed by the laws of the State of North Carolina, without regard to conflict-of-law principles, except to the extent otherwise required by applicable law.

13. Contact Us

Questions regarding these Terms may be directed to:

GP Agency, Inc.
7208 Falls of Neuse Rd., Ste. 102
Raleigh, NC 27615

Phone: 800-283-8376
Email: info@gpagency.com

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