New Business Process

1. Are you contracted with the carrier with whom you are submitting the app? If not, please contact Brooklyn (licensing@gpagency.com). She will submit the appropriate contracting paperwork on your behalf.

2. If you are submitting your client’s application electronically, you are at the right place — click on the iGo link below to begin the process. 

3. If you are taking a paper application, you can email it to newbusiness@gpagency.com or fax it to 877-821-7191. 

Click HERE for our Agency’s Manual

Submit Your Applications Electronically!

Click on iGo button to:

– Fill out your client applications faster!
– Simplify and accelerate the application process.
– Experience easy-to-use, intelligent wizard screens!
– Utilize e-Signature and e-Submit features.

Never used iGO? Click HERE for access to a short video.

What to expect with email eSignature, click HERE.

Electronic Policies

Some carriers use iGo (DocFast) to send the agent a policy electronically. The carrier may email a link to access the e-policy or it can be accessed through the PolicyEx button.

To view a video on this process, click HERE. 

Tight on time? Let us do the heavy lifting!

For a $50 fee per case, we will complete your client’s application on your behalf. Interested? Click HERE.

Legal & General is not on iGo. CLICK ON LOGO for their Tele-App program for Legal & General, aka Banner. (Click HERE for information on using their app. Click HERE for a video tutorial.)

New Business Our seasoned New Business Team will thoroughly review and submit your applications, and be your advocate throughout the underwriting process. Tanya Wilson  Director of New Business Tanya@gpagency.com Michelle Carliles  New Business Case Manager/LTCi Support Specialist mcarliles@gpagency.com   Yvette Wall New Business Case Manager, Informal & Trial App U/W Specialist yvette@gpagency.com

GPA Resources

There are major differences between Life, Disability, and Long-Term Care underwriting:

• Life is concerned with mortality (how medical conditions will affect life expectancy).
• Disability Income is concerned with morbidity (the frequency and duration of disability due to medical conditions).
• Long-Term Care is concerned with how medical conditions will affect current functional and cognitive ability, and an individual’s ability to perform activities of daily living.

We have developed several guides to help you and your clients better navigate the underwriting process:

For You, the Broker – What You Need to Know About:

• Avocations
• Cover Letter Sample
• Cover Letter (parts of)
• Cover Letters for Foreign Nationals
• Cover Letters for Underwriting
• Field Underwriting
• Field Underwriting (heart disease)
• Financial Underwriting (business)
• Financial Underwriting (insurable interest)
• Foreign Nationals
• HIV
• Inspection Reports
• Life Insurance Underwriting
• Medical Information Bureau
• Paramed Tips
• Reinsurance
• Rx Checks
• Senior Supplement Exam (preparing clients)
• Travel Risk, Foreign Nationals, and Foreign Residents
• TimeSaver Trial App (completing)

For Your Client – What You Need to Know About:

• Inspection Reports
• Insurance Examinations
• Life Insurance Underwriting
• Medical Information Bureau (MIB)
• Senior Supplement Exam

A GPAgency case manager can order a paramed exam for your client; an examiner will contact your client within 48 hours. Please Note, the producer will be billed if the paramedical requirements ordered are not for the correct carrier, not per age and amount requirements, or do not result in a formal application to the carrier. Also note, in some cases, a medical exam may be required. This exam must be conducted at an approved physician’s office.

If you prefer to order the paramed yourself, indicate in your cover letter to us that an exam has been ordered and provide the vendor’s name and phone number.

Click Here for Exam Lab Terms 

Click HERE for Current Commission-Cut-Off Dates