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Disability Income


Basic DI Concepts Explained 

Here we outline the concepts related to disability insurance. The most fundamental idea is that disability insurance replaces lost income in the event of injury or illness that prevents your client from being able to earn a living. If your client’s financial lifestyle would be adversely affected by a disability, he or she probably needs disability insurance. The descriptions here, in alphabetical order, focus primarily, but not solely, on individual policies. 

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